SJP Expatriate services
Living as an expatriate can be exciting. It provides great opportunities for career advancement or to increase your business exposure internationally. However, it can also be an emotionally difficult transition as it involves separation from your friends and family and adjusting to an unfamiliar culture and work environment.
Let our professional financial advisers attend to your investment planning, protection arrangements, and other financial matters, which can help you navigate the stresses of an international move.
We help structure your estate to ensure your assets are managed and distributed according to your wishes, while adhering to international inheritance laws.
For expats running their own businesses, our corporate services include group medical and insurance coverage, personal retirement planning, and investment advice tailored to you and your employees’ needs.
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Are you aware of how living internationally can impact your existing protection arrangements and whether they remain valid in your new location?
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Did you know expatriates may require additional cover to take account of liabilities such as mortgages on multiple properties, higher international school fees and the repatriation cost of your family in the event of illness or death?
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Navigating currency and exchange rates
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Compliance with local and home country tax laws
Tax obligations are often complex in the UAE, requiring a thorough understanding of both local and home country tax laws.
Navigating this landscape involves leveraging double taxation agreements (DTAs) to minimise tax liabilities. Ensure compliance and optimise your tax situation by engaging with our expat tax specialists, allowing you to fully benefit from the unique financial opportunities available in Dubai and the UAE.
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Retirement and pension planning across borders
For expats in the UAE, retirement planning involves navigating pension schemes across multiple countries and understanding the regulatory and tax implications of pension transfers. Reaching a secure retirement requires aligning your retirement plans with your lifestyle choices and long-term residency goals.
Tailored retirement planning services from an expat financial adviser can help you achieve financial stability in your retirement years.
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Estate planning and inheritance laws
Estate planning is crucial for expats in the UAE due to differing inheritance laws and tax implications compared to their home country. Structuring your assets effectively help ensures your estate is optimised and minimises tax burdens on your beneficiaries. Tailored generational wealth planning can help you navigate these complexities, ensuring your legacy is preserved and managed according to your wishes.
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Planning for repatriation
Repatriation involves returning to your home country after living abroad as an expat and presents unique financial challenges and opportunities.
For expats thinking of moving back to Australia or the United Kingdom, for example, it is crucial to consider the impact of repatriation on investments, retirement savings, and tax status.
Effective planning involves reassessing financial goals, repatriating assets in a tax-efficient manner, and re-establishing financial foundations in your home country. A holistic approach to cross-border wealth management ensures a smooth, tax-efficient return, preserving your financial well-being.
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Expat tax planning
Expat tax planning is essential for managing the unique challenges of an international lifestyle.
For expats in the UAE, a tailored tax plan ensures compliance with both local and international tax laws. It helps optimise tax liabilities and provides strategies for double taxation avoidance.
Our expatriate financial advice includes assistance with estate and inheritance tax planning, guidance on tax residency, and preparation for repatriation.
St. James’s Place’s expat adviser offers personalised tax services, ensuring legal compliance and optimising your tax position across borders, securing your financial well-being.
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Expat estate planning
Expat estate planning requires careful consideration due to the complexity of laws across different countries.
For expats in the UAE, our expatriate financial advice covers compliance with international laws, strategies to minimise global tax liabilities, and assistance with cross-border asset distribution.
Working with carefully selected external professionals, we provide inheritance planning, setting up trusts, wealth guardianship, and internationally recognised wills.
St. James’s Place offers tailored estate planning solutions, ensuring your assets are protected and your legacy is secured, regardless of your location worldwide.
Advice relating to a will, matters of guardianship, and trust involves the referral to a service that is separate and distinct to those offered by St. James’s Place.
Tax obligations are often complex in the UAE, requiring a thorough understanding of both local and home country tax laws.
Navigating this landscape involves leveraging double taxation agreements (DTAs) to minimise tax liabilities. Ensure compliance and optimise your tax situation by engaging with our expat tax specialists, allowing you to fully benefit from the unique financial opportunities available in Dubai and the UAE.
For expats in the UAE, retirement planning involves navigating pension schemes across multiple countries and understanding the regulatory and tax implications of pension transfers. Reaching a secure retirement requires aligning your retirement plans with your lifestyle choices and long-term residency goals.
Tailored retirement planning services from an expat financial adviser can help you achieve financial stability in your retirement years.
Estate planning is crucial for expats in the UAE due to differing inheritance laws and tax implications compared to their home country. Structuring your assets effectively help ensures your estate is optimised and minimises tax burdens on your beneficiaries. Tailored generational wealth planning can help you navigate these complexities, ensuring your legacy is preserved and managed according to your wishes.
Repatriation involves returning to your home country after living abroad as an expat and presents unique financial challenges and opportunities.
For expats thinking of moving back to Australia or the United Kingdom, for example, it is crucial to consider the impact of repatriation on investments, retirement savings, and tax status.
Effective planning involves reassessing financial goals, repatriating assets in a tax-efficient manner, and re-establishing financial foundations in your home country. A holistic approach to cross-border wealth management ensures a smooth, tax-efficient return, preserving your financial well-being.
Expat tax planning is essential for managing the unique challenges of an international lifestyle.
For expats in the UAE, a tailored tax plan ensures compliance with both local and international tax laws. It helps optimise tax liabilities and provides strategies for double taxation avoidance.
Our expatriate financial advice includes assistance with estate and inheritance tax planning, guidance on tax residency, and preparation for repatriation.
St. James’s Place’s expat adviser offers personalised tax services, ensuring legal compliance and optimising your tax position across borders, securing your financial well-being.
Expat estate planning requires careful consideration due to the complexity of laws across different countries.
For expats in the UAE, our expatriate financial advice covers compliance with international laws, strategies to minimise global tax liabilities, and assistance with cross-border asset distribution.
Working with carefully selected external professionals, we provide inheritance planning, setting up trusts, wealth guardianship, and internationally recognised wills.
St. James’s Place offers tailored estate planning solutions, ensuring your assets are protected and your legacy is secured, regardless of your location worldwide.
Advice relating to a will, matters of guardianship, and trust involves the referral to a service that is separate and distinct to those offered by St. James’s Place.
Please note that past performance is not indicative of future performance, and that the value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.