SJP Investment planning

The best time to start investing was yesterday, the second best time is now.

Investment planning services in Dubai

There are two ways to make money - work for an income, which usually only increases in line with inflation (at best), or invest your assets so they increase in value over time.

If you want to achieve your financial goals quicker, outpace inflation, and enjoy retirement to the fullest, we recommend the latter.

The inconvenient truth is your investment strategy determines your financial future and stashing cash in savings accounts simply won’t outrun inflation. That’s why St. James's Place offers a range of individual funds and risk-rated portfolios so that you can spread your investments across a wide range of asset types and countries.

Our investment approach

Your financial aspirations are unique. That's why our investment approach at St. James's Place starts with understanding your individual needs and goals. We then leverage our deep expertise and extensive network to craft personalised investment solutions that support your life ambitions, no matter what stage you're at. 

Whether you are looking to invest for income, growth, or a combination of the two, our financial advisers provide comprehensive investment options and ongoing financial advice and support to help you achieve your unique financial goals. We provide ongoing guidance and regular reviews, ensuring your portfolio remains aligned with your evolving circumstances. 

Our Investment Committee also conducts a stringent external fund manager selection process and only selects fund managers with superior track records across global markets. 

Please note that the St. James's Place approach to investment management only applies to St. James's Place products.

Learn more about our approach

Our investment approach

Andy Shaw, Director of Investment Consultancy at St. James's Place, explains our investment proposition and how our portfolios are constructed.

 

Your financial aspirations are unique. That's why our investment approach at St. James's Place starts with understanding your individual needs and goals. We believe in making informed decisions, leveraging our global expertise and access to a wide range of fund managers and investment strategies. 

 

Our investment planning services are designed to confidently navigate the markets on your behalf, focusing on long-term growth, resilience, and support for, no matter where you’re at in life. 

 

Whether you are looking to invest for income, growth, or a combination of the two, our financial advisers provide comprehensive investment options and ongoing financial advice and support to ensure your portfolio remains aligned with your evolving circumstances. 

 

Our Investment Committee also conducts a stringent external fund manager selection process and only selects those fund managers with superior track records across global markets. 

 

Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.

Learn more about our approach

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    Our investment solutions

    At St. James's Place, we understand that every investor is unique. That's why our experienced investment committee offers a diverse range of investment planning services to suit your individual needs and financial goals.

    Our financial consultants work closely with you to understand your risk tolerance and long-term objectives. Based on this in-depth analysis, our financial advisers tailor personalised investment strategies designed to help you achieve your financial aspirations while managing risk effectively.

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    Why choose St. James’s Place?

    With over 30 years of experience in financial consulting, St. James's Place is committed to building lifelong relationships with our clients. We understand that your financial future is deeply personal, which is why we offer face-to-face, financial planning services to help you achieve your goals.

    The inconvenient truth is your investment strategy determines your financial future and stashing cash in savings accounts simply won’t outrun inflation. That’s why St. James's Place offers a range of individual funds and risk-rated portfolios so that you can spread your investments across a wide range of asset types and countries.

    We believe that responsible investing is not just a trend but a core principle. Our commitment to responsible investing ensures that your investments align with your values, and contributes to a sustainable future.

At St. James's Place, we understand that every investor is unique. That's why our experienced investment committee offers a diverse range of investment planning services to suit your individual needs and financial goals.

Our financial consultants work closely with you to understand your risk tolerance and long-term objectives. Based on this in-depth analysis, our financial advisers tailor personalised investment strategies designed to help you achieve your financial aspirations while managing risk effectively.

With over 30 years of experience in financial consulting, St. James's Place is committed to building lifelong relationships with our clients. We understand that your financial future is deeply personal, which is why we offer face-to-face, financial planning services to help you achieve your goals.

The inconvenient truth is your investment strategy determines your financial future and stashing cash in savings accounts simply won’t outrun inflation. That’s why St. James's Place offers a range of individual funds and risk-rated portfolios so that you can spread your investments across a wide range of asset types and countries.

We believe that responsible investing is not just a trend but a core principle. Our commitment to responsible investing ensures that your investments align with your values, and contributes to a sustainable future.

Our approach to investing your money

Investing in turbulent times

It’s hard to ignore that our world is in a volatile place. Geopolitical tensions are high, and it seems the only constant in life over the past few years has been change, change, and more change. Many investors are prematurely searching for quick-fix answers, but our experienced financial investment consultants advise against knee-jerk reactions and short-term changes to your investment strategies, as these can often lead to significant losses.

It’s normal for markets to fall during times of uncertainty, but remember, the stock market has always recovered from every conflict, often bouncing back significantly and quickly. Don’t take our word for it though, check the history books. Markets have always rebounded from periods of turmoil, often surging back stronger and faster than expected. Our investment planners can provide the guidance and support you need to navigate these challenging times. Remember, investing in equities has consistently proven to be the most effective way to grow your capital and protect it from the erosive effects of inflation over the long term.

Investing in volatile markets guide
Investing is all about time in the market – not timing the market

The only certainty when investing is that it is impossible to be sure how the markets will move. It’s common to hear advice to always buy at the bottom. However, in reality, no one ever really knows when the market is at the bottom. The sharpest falls and the largest gains are often concentrated into short periods of time. If you try to time the market to avoid the falls, you’re highly likely to miss the gains.

Frequently asked questions about investment planning services

How does SJP assess risk tolerance and tailor investment plans accordingly?
How does SJP ensure a personalised investment plan for each client?

Remember, past performance is not a guide to the future and may not be repeated.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

An investment in equities and shares will not provide the security of capital associated with a deposit account with a bank or building society.