SJP Investment planning
The best time to start investing was yesterday, the next best time is now.
Investment planning services in Hong Kong
While a day job brings in an income, it can be tough for a salary to match inflation rates, which have risen over the last decade in Hong Kong. If you want to achieve your financial goals quickly, outpace inflation, and enjoy retirement to the fullest, it's wise to make your money work for you through sound investment planning. Investing your assets can increase their value more quickly over time. The inconvenient truth is that your investment strategy determines your financial future, and stashing cash in savings accounts simply won't outrun inflation. That's why St. James's Place offers a range of services and portfolios so that you can diversify your investments that take your needs and attitude to risk into account.
Andy Shaw, Director of Investment Consultancy at St. James's Place, explains our investment proposition and how our portfolios are constructed.
Your financial aspirations are unique. That's why our investment approach at St. James's Place starts with understanding your individual needs and goals. We believe in making informed decisions, leveraging our global expertise and access to a wide range of fund managers and investment strategies.
Our investment planning services are designed to confidently navigate the markets on your behalf, focusing on long-term growth, resilience, and support for, no matter where you’re at in life.
Whether you are looking to invest for income, growth, or a combination of the two, our financial advisers provide comprehensive investment options and ongoing financial advice and support to ensure your portfolio remains aligned with your evolving circumstances.
Our Investment Committee also conducts a stringent external fund manager selection process and only selects those fund managers with superior track records across global markets.
Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.
Comprehensive financial planning
We adopt a holistic approach to investment planning, integrating financial advice, tax planning, retirement planning, estate planning and more.
Our experienced financial advisers, backed by the expertise of our Investment Committee, prioritise your interests as an investor. We’ll work with you to build a well-diversified portfolio that considers your needs and attitude to risk. Our service goes beyond just helping you get started. Our advisers will conduct regular reviews, ensuring your portfolio is adjusted as your needs or market conditions change.
Responsible investing
How we think, how we work, and how we deliver client outcomes – that’s what makes the financial advisers at St. James’s Place different.
Our responsible mindset and approach to investing are deeply embedded in our DNA. It covers our vision, investment strategies, fund range, and choice of fund managers. Above short-term returns, we keep long-term goals in sight, with the belief that responsible investing is the key to sustaining success.
As a mark of our commitment to this, we have signed the United Nations Principles for Responsible Investment and achieved an A+ rating with the UK Stewardship Code.
Investing in turbulent times
It’s hard to ignore that we operate in a volatile market. Geopolitical tensions are high, and it seems the only constant in life over the past few years has been change, change, and more change. Amidst market uncertainties, many investors are prematurely searching for quick-fix answers. However, we recommend you steer away from short-term changes in your investment strategies to avoid losing significant value.
It’s normal for markets to fall during times of uncertainty. But remember, historical market recovery trends do provide reassurance that the stock market can recover from conflict. Taking the long view gives you a better chance to circumvent potential losses from short-term fluctuations.
Don’t simply take our word for it – check the history books. Investing in equities has been the best way to grow capital and protect it from inflation over the long term.
The only certainty when investing is that it is impossible to be sure how the markets will move. It’s common to hear advice to always buy at the bottom. However, in reality, no one ever really knows when the market is at the bottom. The sharpest falls and the largest gains are often concentrated into short periods of time. If you try to time the market to avoid the falls, you’re highly likely to miss the gains.
Remember, past performance is not a guide to the future and may not be repeated.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
An investment in equities and shares will not provide the security of capital associated with a deposit account with a bank or building society.