SJP Advice for businesses

Business consulting services 

What makes a business successful often lies in the knowledge, experience and skill sets of the key people in the company.

They steer the business in the right direction, make the tough decisions, and ultimately drive the company’s profitability. Taking a degree of risk is an inevitable part of creating a successful business. However, there are some risks which can be planned for in order to reduce or eliminate them entirely.

Comprehensive business consulting services

Cash flow and liquidity management

Managing cash flow is vital for daily operations and long-term success, as poor liquidity remains a leading cause of business failure. Our consulting services offer detailed cash flow forecasts, liquidity strategies for uncertain or high-growth phases, and contingency plans to address unexpected challenges.

Budgeting and Forecasting

Developing a clear budget and accurate forecasts is crucial for strategic resource allocation and timely responses to market shifts in Hong Kong. Our consulting services create budgets aligned with your objectives and build financial models to project revenue and expenses. As a result, you gain clearer financial visibility and a stronger foundation for scaling or adapting your business strategy.

Risk management and insurance planning

Entrepreneurs inevitably face a variety of risks, ranging from business liabilities to broader economic uncertainties. We help you identify and assess these risks, recommend tailored insurance solutions such as key person cover . Our management consulting services offer reassurance that both your business and personal finances remain protected against unforeseen events.

Tax planning strategies

Effective tax planning can reduce liabilities and improve profitability, ultimately freeing up funds to reinvest in your business. We provide regular reviews of how business owners draw income, leveraging that knowledge to come up with optimal strategies to maximise all available allowances and minimise corporation tax.

Retirement and succession planning

Many business owners link their personal financial goals to their company’s success, making succession and retirement planning a priority. Through our one-to-one consulting, we design retirement plans suited to your objectives, outline strategies for orderly succession — be it through sale, inheritance, or internal transition — and guide you on structuring exit strategy*. This ensures your future security and safeguards your business legacy. 

*Exit strategies may include referrals to products and services separate and distinct to those offered by St. James’s Place.

Investment management

A thoughtful investment strategy can balance risk and opportunity, supporting both personal and business ambitions. We build diversified portfolios reflective of your risk tolerance and suggest short- and long-term opportunities that align with your timelines. The result is a more resilient financial framework that bolsters your overall growth objectives.

Key things to consider

Key things to consider-1

How much would it cost to replace the required expertise, experience and technical know-how of a key individual in the company?

Get in touch
Key things to consider-2

Are there any existing business loans or credit facilities which are due to be paid? If yes, how would this payment affect the company’s overall profitability?

Talk to us
Key things to consider-3

Complete protection for your loved ones, download the brochure here.

Download here

Why St. James’s Place?
 

Award winning wealth management
Award winning wealth management

We’re a wealth management business that puts long term-term relationships and advice that clients trust at the heart of everything we do. Since we started trading in 1992, we’ve grown rapidly to be the largest company in our sector in the UK, with £190.2bn* of client funds under management.

*Data correct as at 31 December 2024.

Our guarantee
Our guarantee

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group.

Our clients
Our clients

Our clients consist of individuals, families and business owners spanning all age ranges and across the affluent and high-net-worth markets in the UK and Asia.

Take control of your financial future

As a business owner, you understand the importance of strategic planning. 

We provide the proactive expertise to align your business and personal finances. Our advisers will connect you with our network of specialists, ensuring comprehensive financial coverage with just a single point of contact.

Contact us today