Our purpose. Imagine a world where finance is easy to understand.
How rewarding your life would be if you can be in control and understand it simply. Our purpose is to give you that confidence to live the future you want.
We believe that many people today are under-insured, under-invested and sometimes aren’t able to grow their money as much as they could. We’re committed to working with you to address these issues. For your own future, and that of the next generation. And it all starts with a lasting relationship.
At SJP, we give you face-to-face, one-to-one guidance to help achieve your life goals. We’ll help you choose from our range of products and solutions, investing your money in a way that feels right for you.
Your experience with us will be unique to you. We strive to make your wealth an advantage that allows you to create a future and a world you believe in.
What makes SJP different?
Understanding and managing your wealth should be simple.
That’s why we make it personal. At SJP, we specialise in providing you with high-quality advice, from high-quality professional advisors, to help you achieve your life goals. This is supported by access to our leading range of investment products and services.
However, we aren’t just about investments. Discover how it feels to be at the centre of an expert network. What we offer our clients is relationship-based advice covering a range of financial needs, including ensuring you and your family are well-protected in case life throws you a curveball. Our expert advice is supported by leading investment management, and a focus on consistent, sustainable, long-term returns. If you couple this with our breadth of services, especially in the area of complex tax regulations that might impact your investment portfolio, both here and abroad, we hope you’ll agree we have a winning combination.
Your Partner works with a network of specialists to interpret investment markets, government policy, tax legislation and changes to economic factors. Together, this expert guidance will help you create a plan that suits you, which could involve additional tax planning or passing on wealth to the next generation.
Having expert advice and a detailed financial plan in place means you can enjoy peace of mind and long-term security for you and your family.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.
Award-winning, proven expertise
As an award-winning company with over £181.9 billion* in managed funds and a track record of success, we’re proud to work with the best financial advisors available to you – our Partnership community. Working with your SJP Partner, you can feel confident in your financial choices, investing your hard-earned money to create a world you believe in, and a future you want to live in.
*Data correct as at 30 June 2024.
What we guarantee
Confidence promotes peace of mind.
So, it’s good to know that SJP guarantees the suitability of the advice given by members of the SJP Partnership when recommending any of the wealth management products and services available from companies in the Group.
Frequently asked questions about wealth management at St. James’s Place
St. James’s Place offers a diverse range of investment products, including carefully curated portfolios and funds for different risk appetites and objectives. Regardless of the portfolio you invest in, you’ll receive holistic yet highly personal advice via a long-term relationship with one of our professional advisers. We aim to make you feel confident about your financial choices and tailor an appropriate investment portfolio that matches your goals.
Visit our investment planning services page to learn more, or speak to a financial adviser to get personalised financial advice for your unique needs and circumstances.
Yes, when you invest with St. James’s Place, you retain ownership of your investments. Our investment products are backed by tangible assets like shares, bonds, and property. Unlike banks where your money is used to finance long-term loans, your assets with us are accessible at any time, ensuring liquidity when you need it.
We take the protection of your wealth seriously and safeguard your investment through a number of different layers of protection. Invested assets are kept securely and held by an independent external custodian bank. We use the globally recognised custodian bank State Street Bank and Trust Company. In addition to being independent of St. James’s Place, the custodian is also regulated by the Financial Conduct Authority and Prudential Regulation Authority.
National Westminster Bank, also commonly known as Natwest, is the assigned Trustee of the assets. Trustees are assigned to ensure the fund managers are managing the funds according to the trust deed and also ensures that the assets are safeguarded. As a further safeguard, our regulators of both St. James’s Place International and its Singapore Branch (Central Bank of Ireland and Monetary Authority of Singapore) require us to hold an additional ‘solvency margin’. This provides a further level of protection and ensures that if the company does get close to trouble, it has a buffer to be able to resolve any immediate issues and to meet its future liabilities.
Getting started with St. James’s Place wealth planning or wealth management services in Singapore is straightforward. Simply reach out to a dedicated financial adviser who will guide you through a personalised wealth planning process, ensuring your investments align with your current financial situation and future aspirations.
At St. James’s Place, we understand that financial goals evolve. Our financial advisers are committed to adapting your investment strategy to meet changing needs, ensuring your wealth planning remains aligned with your current financial goals.
The fees for St. James’s Place wealth management services in Singapore are transparent and tailored to the complexity of your financial situation and investment products. Our aim is to provide value through expert financial services and advice, as well as robust investment management, ensuring long-term benefit to our clients. Speak to an adviser to find out more.