SJP Your investment solutions
The right investment solution, for the right need
We don’t believe in ‘one size fits all’ advice. Every client is different, so every piece of advice is tailored to suit your needs, not anyone else’s. We search for the right investment, protection, or tax advice for you, and we review it regularly.
Your Investment Committee
SJP has a distinctive approach to investment, managed by the Investment Committee.
We call this ‘your’ Investment Committee because, although it sits centrally, the Committee works with the interests of you and our other investors in mind. The responsibility for selecting the range of funds and fund managers we work with sits with a group of executives and investment experts, supported by a number of independent consultancies. This Committee meets regularly to review performance metrics and consider detailed reports from each investment manager across the globe.
This approach means we can respond to market conditions as they change and ensures that we offer you the best support we can.
Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.
Portfolio management
The Asia Portfolio Committee debates and evaluates the full range of Portfolios and Funds offered across our Asian jurisdictions.
It acts as a consultant to the Investment Committee, ensuring that you are investing in appropriate and optimally diversified investment solutions.
If a change in the marketplace calls for any portfolio changes, such as the addition of another fund or fund manager, the committee will select one. Equally, if the committee decides any existing funds or fund managers are no longer suitable, it will replace them.
This approach provides flexibility to respond to market conditions as they change and ensures that we offer you the best support we can.
Keeping your money safe
When you invest in our products, we use physical assets such as shares, bonds, property, to back your investment.
You are still the owner of your investment. You will have access to these physical assets in the unlikely event we become insolvent.
This differs from investments with a bank or a building society. They use your money to help them finance long-term loans to other clients. But if they don’t have enough reserves, there is a risk that the money will not be available when you want it back.
What we guarantee
Confidence promotes peace of mind. So it’s good to know that SJP guarantees the suitability of the advice given by members of the SJP Partnership when recommending any of the wealth management products and services available from companies in the Group.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.