SJP Investment planning

The best time to start investing was yesterday, the second best time is now.

Investment planning services in Singapore

Building wealth in Singapore often involves two main paths: work for an income, which usually only increases in line with inflation (at best), or invest your assets so they increase in value over time.

If you want to achieve your financial goals quicker, outpace inflation, and enjoy retirement to the fullest, we recommend the latter.

The inconvenient truth is that your investment strategy shapes your financial future, and stashing cash in savings accounts simply won’t outrun inflation. That’s why St. James's Place offers a range of individual funds and risk-rated portfolios so that you can spread your investments across a wide range of asset classes and global markets.

Unsure how to embark on your investment planning journey? Our expert financial investment consultants can help you take the first step.

Our investment approach

Your financial aspirations are unique. That's why our investment approach at St. James's Place starts with understanding your individual needs and goals. We then leverage our deep expertise and extensive network to craft personalised investment solutions that support your life ambitions, no matter what stage you're at. 

Whether you are looking to invest for income, growth, or a combination of the two, our financial advisers provide comprehensive investment options and ongoing financial advice and support to help you achieve your unique financial goals. We provide ongoing guidance and regular reviews, ensuring your portfolio remains aligned with your evolving circumstances. 

Our Investment Committee also conducts a stringent external fund manager selection process and only selects fund managers with superior track records across global markets. 

Please note that the St. James's Place approach to investment management only applies to St. James's Place products.

Learn more about our approach

Our investment approach

Andy Shaw, Director of Investment Consultancy at St. James's Place, explains our investment proposition and how our portfolios are constructed.

 

Your financial aspirations are unique. That's why our investment approach at St. James's Place starts with understanding your individual needs and goals. We believe in making informed decisions, leveraging our global expertise and access to a wide range of fund managers and investment strategies. 

 

Our investment planning services are designed to confidently navigate the markets on your behalf, focusing on long-term growth, resilience, and support for, no matter where you’re at in life. 

 

Whether you are looking to invest for income, growth, or a combination of the two, our financial advisers provide comprehensive investment options and ongoing financial advice and support to ensure your portfolio remains aligned with your evolving circumstances. 

 

Our Investment Committee also conducts a stringent external fund manager selection process and only selects those fund managers with superior track records across global markets. 

 

Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.

Learn more about our approach

  • purple
    Our investment solutions

    At St. James's Place, we understand that every investor is unique. 

    That's why we offer a diverse range of investment options to suit your individual needs and financial goals. Whether you're seeking long-term growth, a steady income stream, or a balance of both, we can help you build a portfolio that aligns with your plans and aspirations.

    Our investment solutions include a wide variety of individual funds and risk-rated portfolios, allowing you to spread your investments across different asset classes and geographies. 

    Our advisers with expertise in investment planning work closely with you to understand your financial goals, risk tolerance, and investment timeframe. 

    We believe in building long-term relationships with our clients, providing ongoing guidance and support to help you navigate the complexities of the market and achieve your financial aspirations.

  • icon
    Why choose St. James’s Place?

    We've been helping people realise their financial goals. Whether that is securing a comfortable or luxurious retirement, saving for their children's school fees, or transferring their wealth, our team in Singapore combines global expertise with a deep understanding of the local financial landscape to offer personalised investment planning designed to help you build a secure financial future.

    • Backed by over 30 years of experience in financial consulting: We've built a strong reputation for helping clients manage their wealth and achieve their aspirations. We look after S$257.6bn* of client funds, providing you with the confidence and stability of a trusted partner.
    • Our approach starts with understanding you: We believe in face-to-face consultations to truly grasp your aspirations, risk tolerance, and financial goals, so we can craft an investment plan that aligns with your needs and ambitions. From starting your first investment to planning your pension and considering your legacy, we're here to support you.
    • We believe in building lifelong relationships with our clients: Our dedicated financial advisers specialise in investment planning and provide ongoing support and guidance as your life changes and your financial needs evolve.

    At the end of the day, investing or building up your retirement savings is not just about beating the weather; it's about learning how to prosper from it, and that's what the financial advisers at St. James's Place do best.

    Reach out to us to find out how we can do the same for you. 

    *Data correct as at 30 June 2024.

    Let's talk

At St. James's Place, we understand that every investor is unique. 

That's why we offer a diverse range of investment options to suit your individual needs and financial goals. Whether you're seeking long-term growth, a steady income stream, or a balance of both, we can help you build a portfolio that aligns with your plans and aspirations.

Our investment solutions include a wide variety of individual funds and risk-rated portfolios, allowing you to spread your investments across different asset classes and geographies. 

Our advisers with expertise in investment planning work closely with you to understand your financial goals, risk tolerance, and investment timeframe. 

We believe in building long-term relationships with our clients, providing ongoing guidance and support to help you navigate the complexities of the market and achieve your financial aspirations.

We've been helping people realise their financial goals. Whether that is securing a comfortable or luxurious retirement, saving for their children's school fees, or transferring their wealth, our team in Singapore combines global expertise with a deep understanding of the local financial landscape to offer personalised investment planning designed to help you build a secure financial future.

  • Backed by over 30 years of experience in financial consulting: We've built a strong reputation for helping clients manage their wealth and achieve their aspirations. We look after S$257.6bn* of client funds, providing you with the confidence and stability of a trusted partner.
  • Our approach starts with understanding you: We believe in face-to-face consultations to truly grasp your aspirations, risk tolerance, and financial goals, so we can craft an investment plan that aligns with your needs and ambitions. From starting your first investment to planning your pension and considering your legacy, we're here to support you.
  • We believe in building lifelong relationships with our clients: Our dedicated financial advisers specialise in investment planning and provide ongoing support and guidance as your life changes and your financial needs evolve.

At the end of the day, investing or building up your retirement savings is not just about beating the weather; it's about learning how to prosper from it, and that's what the financial advisers at St. James's Place do best.

Reach out to us to find out how we can do the same for you. 

*Data correct as at 30 June 2024.

Let's talk

Our approach to investing your money

How to invest in turbulent times

It’s hard to ignore that our world is in a volatile place. Geopolitical tensions are high and it seems the only constant in life over the past few years has been change, change, and more change. Many investors are prematurely searching for quick-fix answers, but it is our view to avoid short-term changes in your investment strategies as significant value could be lost.

Market fluctuations are a natural part of the investment landscape. While it's easy to get caught up in the headlines and feel anxious about market volatility, it's important to remember that markets have historically recovered from periods of uncertainty. 

Investing is all about time in the market – not timing the market

The only certainty when investing is that it is impossible to be sure how the markets will move. It’s common to hear advice to always buy at the bottom. However, in reality, no one ever really knows when the market is at the bottom. The sharpest falls and the largest gains are often concentrated into short periods of time. If you try to time the market to avoid the falls, you’re highly likely to miss the gains.

Frequently asked questions about investment planning services

How does SJP assess risk tolerance and tailor investment plans accordingly?
How does SJP ensure a personalised investment plan for each client?

Remember, past performance is not a guide to the future and may not be repeated.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

An investment in equities and shares will not provide the security of capital associated with a deposit account with a bank or building society.