Financial planning that’s never one-size-fits-all.

At St. James’s Place, we understand that financial planning isn’t a series of one-off decisions.

Your financial situation and needs change over time. Priorities shift, circumstances alter, and you need financial advice that is flexible and robust enough to adapt to your journey. That’s why, as your financial adviser, we don’t present one-size-fits-all options or hurry you into important financial decisions. Instead, we’ll always discuss your options with you and offer a personalised path to help you achieve your financial goals in a realistic way. Explore our comprehensive financial advisory services in Singapore to secure your financial future with expert guidance

Financial advice to last a lifetime and beyond

We don’t provide off-the-shelf solutions. Whatever life stage you are at, our financial advisers in Singapore provide advice that matches your personal circumstances, your current lifestyle and the one you imagine for yourself and your family in the future. 

St. James’s Place provides expert financial advisory services across the whole spectrum of financial planning needs, from personal asset management to tax planning, retirement planning, trust and estate planning, insurance coverage, and more – face-to-face and one-to-one. That’s why so many of our clients stay with us over the years and come to value their personal relationship with their adviser, as much as their expert advice.

Value of Financial Advice

Investment planning

Are you investing for income? For growth? Or for both? Our financial advisory services help to identify your investment goals, discover what’s right for you, and your attitude to risk. 

From there, we review appropriate investment planning strategies, choose a well-diversified portfolio, and we select some of the leading investment managers in the world to manage the funds on your behalf.

We believe that this distinctive approach to investment management is what really sets us apart.

Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.

Our approach
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Retirement planning

Retirement planning

We’re all living longer, and thanks to developments in medicine, many of us will enjoy longer, healthier retirements.

When that happens, you want to be sure that your savings will last as long as you do. Whether retirement is some way off, or just around the corner, it’s never too late to start planning. 

Decisions we make today are important. Use our retirement savings calculator to find out how much you’ll need to save monthly now so you can retire comfortably. Our team of financial advisers in Singapore are ready to help you set things in motion.

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Protection & insurance planning

When it comes to protecting you and your family, there are three ‘must-ask’ questions.

First, would you be able to maintain your lifestyle if you or your partner could no longer work? Secondly, if you have children, who will look after them if you are no longer around? And lastly, if you are a business owner, what are the impacts to your business if you were unable to work? These questions may be tough, but our financial advisors are here to guide you through how much you should spend on insurance, as well as your insurance coverage and protection options, for you and your business.

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Estate planning

Estate planning is a crucial step in securing your family's future and ensuring your wishes are honoured. Without a Will, the distribution of your assets may not align with your intentions, potentially creating complications for your loved ones, especially if your assets are spread across different countries. Our financial advisers in Singapore will help you create a well-constructed Will, appoint guardians for your children, and establish Enduring Powers of Attorney to manage your finances if you become unable to do so.

Secure your legacy

Financial advice for businesses

Asset management for entrepreneurs is rarely discussed. If the pressures of running your own business make it hard to find the time to plan your own financial security and wellbeing, or that of your employees, our corporate financial planning service can help. 

Our specialist corporate finance solutions span group medical and insurance coverage, personal retirement planning, and investment advice for employees.

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Financial advice for businesses

If the pressures of running your own business make it hard to find the time to plan your own financial security and wellbeing, or that of your employees, our corporate financial planning service can help.

Our specialist corporate finance solutions span group medical and insurance coverage, personal retirement planning, and investment advice for employees and company funds.

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The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Financial advice for expatriates in Singapore

Living and working abroad brings opportunities, but also challenges. 

You may worry about unforeseen financial implications, if things don’t go as planned, or the different tax jurisdiction laws. Or what would happen if you're suddenly unable to work? For expatriates who bring their families abroad, these worries can be compounded, and the complications of managing finances in two (or more) countries can be daunting. 

We understand first-hand the challenges of living abroad, from relocating to sorting school fees, arranging insurance coverage and healthcare plans, organising currencies and expat tax planning. Our financial advisers in Singapore are specially qualified to offer financial advisory services tailored to your individual needs. Their personal experiences enrich their ability to understand your financial situation, making them the ideal guides to help you achieve your financial goals.

Contact our financial advisers

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. 

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.

Financial advice for Asia and the Middle East’s most expensive cities

Our financial advisers worldwide have, on average, over 18 years’ experience in their field. 

They have lived through market and industry changes and sector transformations and are committed to lending their financial expertise to help you achieve your financial goals through sustainable growth.

Frequently asked questions about financial advisory services at St. James’s Place

How does St. James's Place personalise financial plans?
Is St. James's Place regulated by any financial authorities?
Are there any minimum investment requirements with St. James's Place?
What are the benefits of long-term financial planning with St. James's Place?
What happens if I need to make changes to my financial plan?
We’re on a mission to help the under-invested, the under-insured and the under-returned

Our team of experienced financial advisers have in-depth knowledge across a range of industries and are exceptionally well-connected with other specialists and professionals. This puts us in a prime position to help and support our clients in various financial areas with long-term, strategic financial planning and advice.

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