SJP Our approach

What makes investing with St. James’s Place different? We are living longer. Planning for a 100-year life is critical to our financial security in a world worth living in.

Your financial journey is unique, and we want to help you plan your finances based on those individual goals.

Our investment approach aims to give you peace of mind. You are entitled to sound investment advice so that you can get on with your lives without worrying about how your money is invested or who they are invested with.

We all know investment success is critical to your future financial wellbeing, but we also know future performance is unpredictable. It does not matter how successful your investment manager's history is, you can never be absolutely certain you’ve made the right choice.

That’s why we do not employ in-house fund managers to manage your investments. Instead, we carefully select and contract a number of external managers from across the globe to manage our range of funds. That’s how you build and maintain a well-diversified portfolio that can sustain unexpected market fluctuations.

Learn more about our investment management approach

Our investment beliefs

Putting your needs first has always been at the heart of what we do. Our 7 investment beliefs give us a clear framework.

 

Great client outcomes
Asset allocation
Diversification
Active management
Understand the risks
Disciplined research
Responsible investment

Gain access to exclusive fund management expertise

Clearly, the best investment talent is not confined to one firm or location. You deserve the freedom and flexibility to access the skills of the best investment managers.

This is why we work with fund houses from all over the world to help you achieve your financial goals.

These exclusive relationships are what help sets our approach apart. You deserve peace of mind that your investments are allocated with real diversification by experts on a global scale that is beyond other wealth managers.

Access to expertise

Access to expertise

The highly specialist skills of our investment consultants are not ordinarily available to private investors or other financial advisors.

Peace of mind

Peace of mind

Those managing your money are rigorously monitored by full-time professionals and any investment manager changes will be implemented promptly and seamlessly.

Managing risk

Managing risk

The managers of our funds are carefully selected for their quality but also to ensure their different investment styles provide real diversification.

Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.