SJP Our approach
What makes investing with St. James’s Place different? We are living longer. Planning for a 100-year life is critical to our financial security in a world worth living in.
Your financial journey is unique, and we want to help you plan your finances based on those individual goals.
Our investment approach aims to give you peace of mind. You are entitled to sound investment advice so that you can get on with your lives without worrying about how your money is invested or who they are invested with.
We all know investment success is critical to your future financial wellbeing, but we also know future performance is unpredictable. It does not matter how successful your investment manager's history is, you can never be absolutely certain you’ve made the right choice.
That’s why we do not employ in-house fund managers to manage your investments. Instead, we carefully select and contract a number of external managers from across the globe to manage our range of funds. That’s how you build and maintain a well-diversified portfolio that can sustain unexpected market fluctuations.
Our investment beliefs
Putting your needs first has always been at the heart of what we do. Our 7 investment beliefs give us a clear framework.
Achieving the right outcomes for our clients is the starting and finishing point for everything we do. We want to give you the confidence and independence to create the life you want.
The main driver of investment returns is asset allocations. We create an investment strategy that fits your goals, your attitude to risk, and your investment horizon.
Diversification between different asset classes and fund managers can improve client outcomes.
Active management of asset exposure and stock selection can add value. You’ll likely see more changes in the future as we continue to evolve our investment proposition.
Calculated risks within an investment strategy may be necessary to make the most of opportunities in the market. We will remove any unnecessary risks through diversification.
We undertake thorough research supported by clear decision making, to select the best investments for you, rather than just giving you access to as many options as possible.
Responsible investing is key to achieving long term, sustainable returns. We’re all committed to making sure we leave behind us a world worth living in.
Gain access to exclusive fund management expertise
Clearly, the best investment talent is not confined to one firm or location. You deserve the freedom and flexibility to access the skills of the best investment managers.
This is why we work with fund houses from all over the world to help you achieve your financial goals.
These exclusive relationships are what help sets our approach apart. You deserve peace of mind that your investments are allocated with real diversification by experts on a global scale that is beyond other wealth managers.
Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.