Financial planning that’s never one-size-fits-all.
At St. James’s Place, we understand that financial planning isn’t a series of one-off decisions.
Your financial needs change over time. Priorities shift, circumstances alter, and you need financial advice that is flexible and robust enough to adapt. That’s why we don’t present one-size-fits-all options or hurry you into important financial decisions. Instead, we’ll always discuss your options with you, and offer a personalised path to investment returns that can be both flexible, and sustainable.
Financial advice to last a lifetime
We don’t provide off-the-shelf solutions. Whatever life stage you are at, your financial advice needs to match your personal circumstances, your current lifestyle and the one you imagine for yourself and your family in the future.
We provide expert financial advice across the whole spectrum of financial planning needs – face-to-face and one-to-one. That’s why so many of our clients stay with us over the years and come to value their personal relationship with their advisor, as much as their expert advice.
Investment planning
Are you investing for income? For growth? Or for both? People want many different things from investment and it’s important to work out what’s right for you, and your attitude to risk.
We will help you choose a well-diversified portfolio, and we select some of the leading investment managers in the world to manage the funds on your behalf.
We believe that this distinctive approach to investment management is what really sets us apart.
Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.
Retirement planning
We’re all living longer, and thanks to developments in medicine, many of us will enjoy longer, healthier retirements.
So you want to be sure that your savings will last as long as you do. Whether retirement is some way off, or just around the corner, it’s never too late to start planning.
Decisions we make today are important, so if you don't know how to calculate your retirement savings or pension target or haven’t thought about the financial impact of delaying your retirement savings, our financial advisors can help you get the ball rolling.
Protection planning
When it comes to protecting you and your family, there are three ‘must-ask’ questions.
First, would you be able to maintain your lifestyle if you or your partner could no longer work? Secondly, if you have children, who will look after them if you are no longer around? And lastly, what are the impacts to your business if you were unable to work? These can be difficult questions to ask yourself, but our financial advisors can guide you through your insurance and protection options.
Financial advice for businesses
If the pressures of running your own business make it hard to find the time to plan your own financial security and wellbeing, or that of your employees, our corporate financial planning service can help.
Our specialist corporate finance solutions span group medical and insurance coverage, personal retirement planning, and investment advice for employees and company funds.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Financial advice for Asia and the Middle East’s most expensive cities
Our financial advisers worldwide have, on average, over 18 years’ experience in their field.
They have lived through market and industry changes and sector transformations and are committed to lending their financial expertise to help you achieve your financial goals through sustainable growth.