SJP Reviewing your future plans
Living to 100 - and enjoying every moment! It might sound like a long shot, but statistics prove that more people are living to 100 years old. Do you have enough retirement savings that will last until you’re 100?
You’re not alone.
Wealth and succession planning is a source of stress for people in Singapore and Hong Kong
- 64% lack an understanding on how to manage intergenerational wealth transfer
- 56% say wealth and succession planning is a source of stress
- 50% say it is causing disharmony among family members
- 60% do not have a will
"It is concerning that high levels of unpreparedness around retirement planning still persist, especially in the face of increasing economic volatility and skyrocketing inflation. With people spending longer periods in retirement in the future, having a sound financial plan should be a priority as it can go a long way towards easing some of the associated stress and anxiety while achieving a more comfortable retirement."
Oliver WhickhamHead of Business, St. James’s Place Hong Kong
Three steps to securing a comfortable centenarian life
We may all be living longer, but everyone’s retirement goals differ. Build your ideal retirement life with our three-step process that deconstructs major financial and investment milestones into actionable targets.
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Step 1: Plan
No one has a crystal ball for the future, but retirement planning with periodic adjustments is still needed to align with ever-changing retirement goals and financial situations. With the right fiscal bearings, you can start your journey towards becoming a centurion while ticking off your retirement goals one by one.
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Step 2: Design
Investing for retirement should give you peace of mind, not leave you feeling stressed. Design a retirement investment portfolio with the appropriate time horizon and risk levels that you can tolerate, all while avoiding common investment mistakes with tailored advice from our independent investment management consultants.*
*The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
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Step 3: Review
There’s no guarantee that the profitable assets of today will remain profitable tomorrow. Get the right financial advisor team that conducts due diligence and thorough research to help you stay ahead of market trends and personal life changes. That way, your retirement savings will continue providing consistent and sustainable returns throughout your sunset years.
No one has a crystal ball for the future, but retirement planning with periodic adjustments is still needed to align with ever-changing retirement goals and financial situations. With the right fiscal bearings, you can start your journey towards becoming a centurion while ticking off your retirement goals one by one.
Investing for retirement should give you peace of mind, not leave you feeling stressed. Design a retirement investment portfolio with the appropriate time horizon and risk levels that you can tolerate, all while avoiding common investment mistakes with tailored advice from our independent investment management consultants.*
*The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
There’s no guarantee that the profitable assets of today will remain profitable tomorrow. Get the right financial advisor team that conducts due diligence and thorough research to help you stay ahead of market trends and personal life changes. That way, your retirement savings will continue providing consistent and sustainable returns throughout your sunset years.