SJP British
Transparent and personalised financial planning.
Rooted in the UK and backed by 30 years of experience, our financial advisers specialise in supporting British expatriates living in Asia and the Middle East. At St. James’s Place, we aim to provide value, transparency, personalisation, and the convenience of a comprehensive service. As such, we offer everything from cross-border money management to retirement planning, providing advice and solutions tailored to your financial needs
Financial advice for British expats to take control of their finances
Financial planning abroad can feel a lot like a game of whack-a-mole. To maximise your wealth as a UK expat, there are different taxation laws to navigate, inflationary pressures to combat, and risks from foreign exchange or investment options to avoid.
As your trusted financial planning services provider, our financial advisers provide financial advice attuned to your concerns, such as managing international fund transfers, multi-currency investments, and understanding tax regulations across borders. But that’s not all. Our solutions offer practical advice on investment options for British expatriates and help manage the financial planning cost in the UK context. With these qualities at the ready, we ensure your global financial strategy is not only internationally compliant but also strategically aligned with your lifestyle and long-term goals.
Everything comes with trade-offs. As an expatriate in Singapore, you may benefit from the comparatively low-income tax environment, but did you know that your UK properties could be subjected to heavy foreign tax? Our financial advisers can help you maximise your financial advantage while living abroad.
Most expatriates underestimate the power of inflation and its eroding effects on hard earned wealth. Talk to our financial advisers to find out what options you can take to guard your wealth and financial assets from the whims of the global financial market while living abroad from the UK.
While it’s conventional wisdom that expatriates enjoy lower taxes in Singapore, expatriates often overlook maximising their saving potential while living in Singapore. Maximise your wealth with a proper understanding of financial planning strategies specific to British expats in Singapore.
The first question to ask is what currency should you invest in?
Unfortunately, currencies are volatile, and rates fluctuate and if expats neglect this in your financial planning it can negatively affect your wealth. Similarly, a poor exchange rate can affect overseas transfers.
Expatriates in Singapore
Being an expatriate in Singapore has advantages and disadvantages that differ from person to person.
The most important thing is to make sure that you’re aware of the financial implications and the benefits that you can enjoy whilst residing offshore.
To get you started, we have a simple test for UK expatriates so you can find out how well you’re managing your finances, identify any support or advice you need, and ensure better protection.
In this test you will learn more about:
- Your tax obligations while abroad
- Managing your UK property
- Protecting your family and assets
- Maximising your retirement
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.