SJP Safeguarding your family

Family wealth management solutions.

Our families are our anchors in tough times. Our homes are our sanctuaries, our elders are compasses to help guide us through. And our children are our greatest treasures. We may be spread across cities, countries or continents, or lead very different lives, but our families unite us. That’s why protecting our loved ones is a cornerstone of our financial advice.

Take a moment to think about these questions:

  • Would you have enough money to maintain your current lifestyle, if you were unable to work, or your main income stream dried up?
  • If you have a joint debt such as a mortgage loan with your partner, could he or she keep up with the payments on their own?
  • Would your children be taken care of well into adulthood, be able to continue with their education and realise their dreams, if you were no longer around?
  • If you’re not living in your home country at present, is your current home properly protected?
  • If you’re a business owner, would your business stay afloat if you couldn’t work for a while?

Investing in your children’s education

The average student faces a funding gap of US$18,590 and 83% of students are juggling work and study.

While 68% of parents believe in investing in their child's university education*, it’s an expensive business, and can mean making personal sacrifices if you want to afford the best.

We understand that funding your children’s university education can have a big impact on family finances and financial wellbeing, even in the good times. But if something were to happen to you, such as an accident or serious illness, the unexpected loss of income could put your children’s educational funding at risk. Do get in touch with us if you want to find out how you can protect your children’s education – and give them the best start in life.

*Source: HSBC Global Report, The Value of Education, 2018

Let's chat

Bespoke financial protection advice

You can count on our advisors for bespoke financial protection advice.

Our financial advisors make tailored recommendations after considering your personal circumstances and needs. Some of the more popular family protection solutions are described below.

  • Term protection for families
    Your family would receive a lump sum of money in the event of death, or total and permanent disability. This is an affordable type of protection that is typically used when covering a financial liability.
  • Health insurance for families
    Health insurance could cover some, or all, of your medical bills. Depending on the level of private cover, you get access to more medical resources, wait less time for surgery or treatment, and are able to choose from a wider range of specialists.
  • Critical illness cover for families
    Critical illness cover can help ensure that your household bills are still paid, and your income is protected if you should suffer a critical or life-threatening illness and be unable to work.

When it comes to our families, everyone deserves financial wellbeing.

Let’s talk