Retirement planning for expats in the UAE

Without the safety net of a local state pension or employer-backed scheme, planning for retirement as an expat in the UAE is your responsibility. It means taking charge of your financial future and building a retirement plan in the UAE that’s sustainable, flexible, and aligned to your long-term goals.

But with no income tax on your salary, the UAE offers a rare opportunity. More of what you earn can go directly towards growing your retirement pot. By investing in a tax-efficient way, you can build your savings faster and secure the retirement income you need to live the life you want

At St. James’s Place, we provide personalised retirement planning advice for expats living in Dubai, Abu Dhabi, and across the UAE. Whether you're managing pensions across multiple countries, preparing to return to the UK, planning to retire abroad, or simply reviewing your current arrangements, we’ll help you build a strategy that works now and for the future.

Get financial advice tailored to your retirement goals today. 

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The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.